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Community Foundation of White County

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There’s always something happening at your community foundation – and we’re always delighted to share good news about our wonderful community!

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  • Leslie Goss

As the Year Ends...

Thanksgiving has passed, which means that the end of the year is quickly approaching. As you tidy up your financial affairs for 2021, year-end requests for charitable gifts arrive in the mail on an almost-daily basis. How will you respond? Here are a few questions to help you design a plan:

1. Am I able to make a gift this year? And where will it go? Only you can make those decisions, and they should be made carefully. Remember that even a small gift, when added together with other gifts, can make a huge difference -- so don’t feel that you need to be a millionaire to make a meaningful gift! Though national organizations are sometimes the most visible, there are many local opportunities as well. You can make a very real difference right at home.

2. It is very important that you trust the organization that will receive your gift – its mission and its operations.

Your Community Foundation of White County has been serving the charitable wishes of our donors in this community for over twenty years, building endowments and special project funds to support grants that support our community’s residents. Funds thrive not only because of contributions that initiated the various funds, but also because of additional gifts to those funds, which may be made by anyone at any time.

3. What are my tax obligations this year? Though charitable giving is rooted in the heart, it affords tax benefits for you as well as obvious benefits to your chosen charity. Tax provisions for charitable deductions have changed but still can sometimes allow you to give more than you might otherwise have considered, particularly if you are considering a significant gift such as an endowment. Large or small, take advantage of our government’s support of charitable giving! (And don’t forget that if you’re 70-1/2, using your IRA’s Minimum Required Distribution is much better than writing a check. And the same advantage is true for appreciated stock: you will not pay capital gains if the stock is donated directly to the community foundation.)

4. Start Now! Perhaps the most important thing about year-end giving is to start early, especially if you are planning to use stock or real estate. Life-income gift arrangements and consultations with your professional advisor(s) take time. The sooner you begin the process, the less hurried – and more gratified – you will feel.

You have a very real opportunity to bless your community this Christmas. Gifting through your Community Foundation of White County helps assure a better future for all of us. For questions about the Foundation or about opportunities for year-end giving, call Director Leslie Goss at (574)583-6911.

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